Sat. Oct 20th, 2018
Medical Bills Covered After a Car Accident

Are You Entitled to Get Your Medical Bills Covered After a Car Accident?

South Carolina, like many states, sees more than its fair share of vehicular accidents. They leave vehicles and infrastructure damaged and cause injuries to both residents and visitors. More than 800 people die on South Carolina’s roads each year and thousands more are injured. If you were the victim of a crash, you may be wondering if you can seek compensation for your injuries. The short answer is yes. You are entitled to get your medical bills paid by the at-fault driver’s company. This is not always easy so you will need a car accident lawyer to help you.

Accident injuries can lead to high medical costs 

Injuries from accidents are common. Sometimes those involved escape with minor cuts and bruises but other times, they suffer broken bones, head and back injuries, and even paralysis or other disabilities. These conditions often require them to take time off from work. They may require hospitalization and long-term medical care along with surgeries and rehabilitation. Medical bills can rise quickly. If another driver caused you to get injured, their insurance should cover your medical bills and vehicular damage. However, in Myrtle Beach, South Carolina, you can’t be reimbursed while you are undergoing treatment. You can only submit your medical bills after doctors have completed your treatment. This can add to your hardship but insurance companies are not obligated to do otherwise.

Insurers hope you will settle 

The other driver’s insurance company knows that you probably can’t afford to pay all your bills. They want you to accept a lower settlement amount in the short-term instead of waiting until your treatment is completed to recover all your expenses. Many people who have been hurt in accidents give in to this tactic since they simply don’t have the money to get the best medical care. An insurance adjuster may call or visit you and make you an offer. You should not agree to anything or sign any documents without speaking to your car accident lawyer.

Why you need an auto accident attorney after a crash 

You may decide it is in your best interest to enter into an early settlement with the other driver’s insurance company. You will need an attorney to help you verify if the offer you are being made is a fair one. Lawyers are used to negotiating with insurance companies so you stand a better chance if you are represented. Sometimes your insurance claim will be denied after you have completed medical treatment. This is another situation in which you will need a car accident attorney. They can investigate the denial and see how best to appeal the insurance company’s decision. You most likely don’t have the skills, knowledge, or experience to handle this on your own. Of course, there is also chance that the other driver was uninsured or under insured. If this is the case, you should consult an attorney to find out if there are any other avenues for recourse.

Car accidents can be physically and mentally difficult to handle. Then there’s the financial burden as medical costs mount. If your accident was caused by another person, they should be held accountable. They or their insurance company should have to pay your medical bills. Very often, you will need a car accident lawyer to help you get what you deserve.