Sun. Sep 19th, 2021

4 Types of Auto Damage You should Consider Purchasing Insurance To Cover

For most people, their car is one of their most valuable and important possessions. Without a working car, many people can not get to their jobs, medical appointments or complete other daily activities. A car accident can put your vehicle out of commission for days or even weeks. There are many different ways your car can be damaged. Auto insurance can provide you with financial protection for the cost of repairs.

1. Glass Damage

Collisions with other vehicles or objects and impacts from rocks, road debris or tree branches can cause damage to the glass in your vehicle. Cracked or broken auto glass is a safety issue that can prevent you from being able to drive your car. Additionally, small chips or cracks that are not repaired promptly can get worse over time. Auto glass repair Baton Rouge can repair or replace damaged glass in your vehicle.

2. Dings and Dents

Runaway shopping carts, people opening their car doors in parking lots, minor collisions and other accidents can cause dings and dents in the body of your vehicle. Depending on the location and severity, the damage may be purely cosmetic or it may affect the safety or performance of your car. Even small dents can be expensive to repair because in addition to fixing the dent, the shop often must repaint the damaged area of the vehicle.

3. Collision Damage

A collision with another vehicle or object can cause substantial damage to your vehicle. You may have large dents, scratches and scrapes in the paint, mechanical damage or damage to the frame of your vehicle. Some collision damage can be repaired. More extensive damage may either exceed the value of your car or render it unsafe to drive.

4. Hail Damage

Even small hail can leave your car with dozens of little dings. Larger hail can cause substantial dents and even break the glass. Parking your car in a garage can often protect it from hail damage, but there is always a chance that an unexpected storm could catch your vehicle in the open when you are away from home. While paintless dent repair can often repair some types of hail damage at a lower cost than traditional methods, hail damage can still be expensive to fix.

There are a variety of ways that your car can become damaged. Some types of damage are cosmetic, while others can prevent you from driving your vehicle. Purchasing auto insurance provides you with financial protection when damage to your vehicle occurs.